Health Insurance

Health care costs are increasing every year. A sedentary lifestyle and stress at work negatively affect health and can result in a critical illness or medical emergency. Such a scenario is sure to adversely affect one financially, due to the massive outlay of money on medical expenditure. A health insurance policy is the only way to mitigate financial risks, apart from leading a healthy lifestyle. Health insurance guarantees peace of mind in times of crisis and helps secure their health and that of one's family.

Health insurance covers the medical and surgical expenses of the insured individual due to hospitalization from an illness. Additional riders enhance the benefits and scope of the cover.

Health insurance often includes cashless facility at impaneled hospitals, pre and post hospitalization expenses, ambulance charges, daily cash allowance, etc.

Common types of health insurance policies include:

• Individual Policy

• Family Floater Policy

• Surgery Cover

• Comprehensive Health Insurance

Fire Insurance

Fire insurance is a type of property insurance, meaning it covers losses or damages caused by fire. It can provide financial protection for a wide range of assets, including buildings, equipment, inventory, and personal property. In the event of a fire, the insurance company compensates the policyholder for their losses, up to the limits of the policy.

Accident Insurance

Personal Accident Insurance policy provides complete financial protection to the insured members against uncertainties such as accidental death, accidental bodily injuries, and partial/total disabilities, permanent as well as temporary disabilities resulting from an accident. In the case of accidental death of the policyholder, the nominee gets 100% compensation from the insurer. There are various other compensations that are offered for accidental disability such as loss of eyes, limbs, and speech.