Money Mantram

Personal Loan for a better future

Personal Loans are ideal to fund your higher education, business expansion, home improvement, wedding, travel, medical expenses & more. Navi is currently offering lowest personal loan interest rate starting at 9.99% at processing fee vary case to case. Get instant approval for affordable personal loans up to 50 Lakh for 5 years without pledging collateral or adding guarantor.

  • Lowest Interest Rate

    Lowest Interest Rate

  • Affordable EMI plans

    Affordable EMI plans

  • No Foreclosure Charge

    No Foreclosure Charge

  • Quick Processing

    Quick Processing

Money Mantram

Features & Benefits of Personal Loan

  • The rate of Interest

  • Loan amount

  • Loan tenure

  • Security

  • Loan turnaround time

  • Processing fees

  • Prepayment penalty

Talk to our loan experts

We Help You With Your Home Loan For Your Every Need

01. Enter Basic Details

Provide your basic details to help us know you better.

02. Check Eligibility

Determine your eligibility to get a Home Loan.

03. Submit Documents

Documents such as residential proof, income and, employment details.

There are various personal loan products that you can choose from based on your requirements:

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Types of Personal Loan Available in India

Types of Loans

  • Travel Loan
  • Wedding Loan
  • Festival Loan
  • Consumer Durable Loan
  • Pension Loan
  • Home Renovation Loan
  • Education Loan
  • Computers and Mobile Phones Loan

Travel Loan

These personal loan schemes are for people who love travelling. This loan is called by many names, including Travel Loan, vacation loan, and holiday loan. You can avail this loan to travel around the world, and pay the bills latrine affordable EMIs. You can also get travel insurance as an added benefit with this loan.

Wedding Loan

Weddings in India come with a long list of expenses. It's once in a lifetime experience for everyone and to make it more memorable many people often need financial support. Therefore, many lenders have started providing Personal Loans for Weddings These loans are availed by the would-be brides and grooms or their family members to pay for the wedding related expenses like venue booking, catering, honeymoon vacation, etc.

Festival Loan

These loans are offered for celebrating festivals, parties, and functions. Festival loans help you in preparing for the festivities and hosting parties.

Consumer Durable Loan

As the name suggests, this personal loan variant is availed for the purchase of appliances or consumer durables.

Pension Loan

Pension loans can be availed by retired personnel to fulfil their financial needs like paying medical bills, meeting daily expenses, etc. Under pension loans, banks provide a few times the amount of pension the pensioner has drawn in previous months before submitting the loan application.

Home Renovation Loan

These loans are provided for the purpose of renovation, repair, purchase of new material, and other house-related expenses.

Education Loan

You can use these loans for paying the tuition fees of your child, or any other big academic requirements like going abroad.

Computers and Mobile Phones Loan

Many lenders nowadays are offering computer loans and mobile phone loans for the purchase of computers, laptops, and smartphones. Some lenders even offer insurance with the loan.

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Why Apply for a Personal Loan with

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Money Mantram

Current lowest personal loan interest rates start from 9.9% p.a.

Compare 100+ personal loan banks at Money Mantram and choose the best one.

Check fees & charges of all top banks offering personal loans in India.

Get flexible tenure of 36 to 84 months to repay the loan.

Submit online loan application and get instant loan approval

Can be used for marriage, education, medical emergency, shopping, travel, etc.

No collateral or security required as personal loans are unsecured loans.

You can get a personal loan through the best instant loan app in India or through online lending marketplaces.

Call to Experts

+919913397155

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Tips & Advice

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How to use Personal Loan Effectively

16

Years of
Experience

Tips & Advice

How to use Personal Loan Effectively

  • Avoid taking personal loans for business requirements.

  • Repay personal loans on time to avoid issues with your CIBIL score.

  • Apply for a personal loan only when you have no other resources for financing.

  • Only apply for the loan amount that you need immediately.

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Call to Our Experts

WE ALWAYS HELP

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They frequently asked
questions

? When Should I Consider Taking a Personal Loan?

You can consider applying for a personal loan for a marriage in your family, to bear educational expenses, for vacation abroad, debt consolidation, home renovation, or any other purposes.

? What is a Pre-approved Personal Loan?

Pre-approved personal loans are instant loans disbursed by banks to their select customers. These loans require minimum documentation and no collateral or security.

? What is the difference between foreclosure and part-prepayment?

Foreclosure is the situation where the borrower wishes to close the entire principal outstanding before the completion of the tenure of the loan. Part-prepayment is when the customer does not close the entire loan but attempts to repay a portion of the outstanding amount. Many banks charge a prepayment penalty ranging from 2% to 5% of the loan outstanding when you try to prepay your loan liability. Some banks have a lock-in period when you cannot foreclose the loan.

? What are the minimum and maximum loan amounts offered by banks?

Generally, the minimum loan amount is around 50,000,and the maximum amount can go up to 50 Lakhs depending on your eligibility. The banks like to have a personal discussion with borrowers before approving higher Personal Loan limits.

? Which Bank is the best for a personal loan?

Each bank or NBFC offers various features and benefits. To find the Best personal loan in India, it is best that you compare all the current offers and choose one that suits you the best.

? What is the maximum personal loan you are eligible for?

You can get loans of up to Rs.50 Lakhs. However, the maximum loan quantum depends on the lender and the eligibility factors that the borrower fulfills.

We Help You With Your

Personal Loan For Your Every Need

CONTACT US

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Talk with experts

Behind Adarsh Vidhya Mandir School,
Agrawal Colony, Balotra - 344022